Personal Auto Coverage Enhancements (PACE) is a free package of coverages added to every personal automobile policy.  Some of the benefits you receive with PACE are:

• Expanded Loss Settlement - repair without Depreciation; replacement with a new car of the same model year or newer; payment of up to the manufacturer's suggested retail price; payment of 120% of the actual cash value of the car at the time of the accident.
• Coverage for Newly Acquired Automobiles
• Emergency Lodging and Meals
• Medial Payments Supplement
• Supplementary Payments